How can property developers minimise Capital Gains Tax (CGT) or Corporation Tax?

If you’re developing properties to sell, profits are subject to Corporation Tax (up to 25%) rather than Capital Gains Tax. You can reduce your tax liability by claiming allowable development costs and capital allowances where applicable, and by spreading project completions across multiple tax years

HMRC treats gifts received in exchange for reviews or endorsements as taxable income, based on the item’s fair market value. If a brand gives you a £1,000 camera to feature, that £1,000 must be declared as income.

Take a low director’s salary up to the National Insurance primary threshold (maintaining your State Pension record without paying NI) and take the rest of your income as dividends, which carry lower tax rates than standard income tax.

It is completely seamless and requires no effort from you. We contact your previous accountant directly, manage the legal “professional clearance” process, and transfer all your historical accounts, payroll, and tax data in the background with zero business disruption.

Yes, for higher-rate taxpayers. Limited Companies (SPVs) can deduct 100% of mortgage interest from rental profits before calculating tax, whereas individual landlords are capped at a flat 20% basic-rate tax credit under Section 24 rules.

You can deduct day-to-day running costs like letting agent fees, insurance, accountancy, and like-for-like repairs. Capital improvements, such as building an extension or a brand-new kitchen upgrade, must instead be saved to offset Capital Gains Tax when you sell.

Typically, incorporating becomes highly tax-efficient once your net profits cross £30,000 to £40,000. Operating as a Limited Company shields your personal assets from liability and opens up tax-saving opportunities through corporate dividend distributions.

Draw a low personal salary up to the National Insurance primary threshold to secure your State Pension history without triggering tax or NI. You can then withdraw the remainder of your business profits as lower-taxed dividends.

 

Yes. We track your annual pension growth against the Annual Allowance and apply any unused “carry forward” relief from the previous three years to prevent the heavy, unexpected tax charges that frequently penalise doctors and consultants.

You generally fall outside IR35 if you retain control over your working hours, carry genuine financial risk, and hold a legal right to send a qualified substitute to complete the work in your place.

It requires zero effort on your part. Once you are onboard with us, we handle the transition entirely by writing to your previous firm for professional clearance and securely moving your records over with no business downtime.

Request a Call Back

If you want to speak to a member of our friendly staff, please fill in your details and we will get back to you as soon as we can.

How can we help? *