Fractional CFO Services
CFO-level thinking for your business, without the full-time cost.
Most growing businesses need more than a compliance accountant — they need someone watching the numbers, flagging the risks, and helping them make better decisions month to month. Hasan Mahmood is ACCA-qualified, charges a fixed monthly fee, and replies the same day.
- Know your cash position weeks in advance, not after the fact.
- Management accounts that tell you something useful each month.
- Tax planning built into the strategy, not bolted on at year-end.
- Strategic input without committing to a full-time salary.
No long-term contract required. If it is not the right fit after three months, you leave with clean financials and nothing owed.
Get a free quote
Fixed monthly fee. Same-day reply.
What our clients say
★★★★★
Proactive advice, not just compliance
“Hasan at Edward Harris has been superb for us. He has organised our books, compiled documentation for HMRC and been proactive with advice.”
★★★★★
Complex concepts explained clearly
“Hasan is always prompt in responding to my inquiries and made complex financial concepts easy to understand.”
★★★★★
Fast responses every time
“He always responds to messages and calls so quickly, has a wealth of knowledge and experience and is absolutely trustworthy.”
★★★★★
Patient with first-time business owners
“Hasan has been amazing and extremely helpful he has been very patient with me being new to running a business, he had given me some great advice.”
Sound familiar?
Running on gut feel because the numbers are never quite right?
Most owner-managed businesses reach a point where the basic compliance work is done but the financial picture is still unclear. You are making decisions — on hiring, pricing, investment — without reliable numbers to back them up. The books are technically up to date, but nobody is interpreting them for you. That tends to get expensive over time.
- ✕ No monthly read on profit, cash, or where the business actually stands.
- ✕ Tax bills arriving as surprises because nobody planned for them in advance.
- ✕ Growth decisions made on instinct because there is no forecasting in place.
What having a Fractional CFO looks like
You get the financial oversight a full-time Finance Director would provide — without the full-time salary. Management accounts, cash flow forecasting, tax planning, and a qualified person to think alongside you on the bigger decisions.
- ✓ Monthly management accounts so you always know where the business stands.
- ✓ Tax planned throughout the year, so the bill is never a surprise.
- ✓ Cash flow forecasts and budgets that make growth decisions less of a gamble.
- ✓ Fixed monthly fee — CFO-level input at a fraction of a full-time hire.
What clients say about working with us
Business owners across Greater Manchester and the UK describe the difference between having a compliance accountant and having someone genuinely engaged in the numbers.
I had the pleasure of working with Hasan for our business’s financial needs, and I couldn’t be more satisfied. They provided exceptional service, demonstrating a deep understanding of accounting principles and tax regulations. Hasan is always prompt in responding to my inquiries and made complex financial concepts easy to understand. Their attention to detail and commitment to accuracy gave me great confidence in my financial decisions. I highly recommend them for anyone looking for a reliable and knowledgeable accountant
Hasan at Edward Harris has been superb for us. He has organised our books, compiled documentation for HMRC and been proactive with advice. Best accountant I have used.
What the Fractional CFO service covers
A structured monthly engagement that goes well beyond year-end compliance — giving you the financial information and strategic input to run a better business.
Monthly Management Accounts
Every month you receive a clear picture of revenue, costs, profit, and cash — presented in plain English rather than accountant-speak. The numbers are interpreted for you, not just handed over. You will know what is improving, what needs attention, and what it means for the next quarter.
Core CFO deliverableCash Flow Forecasting and Budgeting
A rolling cash flow forecast means you can see pressure points coming weeks in advance rather than reacting to them. Budgets are built around your actual plans — hiring, equipment, marketing — so decisions are grounded in numbers rather than optimism. Considerably less guessing about whether the timing works.
Included in advisory tierTax Planning and Strategic Support
Tax planning works properly when it runs throughout the year, not in the final weeks before a deadline. As your Fractional CFO, Hasan reviews the tax position regularly and flags opportunities or risks as they arise. You also get a qualified sounding board for the larger decisions — structure, dividends, investment — without needing to book a separate consultation.
Year-round, not year-endClients across industries, consistent feedback
From new business owners finding their feet to established companies needing strategic oversight — the same things keep coming up: fast responses, clear explanations, and advice that is actually useful.
Switched Accountants, Night and Day Difference
“I cannot rate this company highly enough. I started off with an incredible expensive company who I could never reach or get good advice from – then THANKFULLY found Hasan who has been our accountant ever since.”
WhatsApp Queries Make It Genuinely Efficient
“We have been working with Hasan for almost a year. He’s been very helpful providing us with knowledge as new business owners. It’s great we can WhatsApp for general queries, making communication more efficient.”
Swift, Hassle-Free Takeover of Existing Accounts
“Excellent service! Hasan took over and sorted out my accounts with a swift and hassle free service. I would highly recommend for your accounting needs.”
Why owner-managed businesses choose us for CFO support
There is no shortage of accountants who will file your returns. Fewer will sit alongside you on the bigger decisions.
Numbers interpreted, not just reported
Management accounts that simply list figures are of limited use to a business owner. The job of a Fractional CFO is to tell you what those figures mean — what is improving, where the risk sits, and what decision it should inform. Every monthly deliverable comes with context, not just columns.
Proactive year-round, not reactive at deadline
Tax planning done in January for a December year-end has already missed most of the opportunities. The CFO service runs throughout the year — reviewing the position quarterly, flagging changes early, and keeping the tax bill visible well before it is due. Surprises are largely avoidable when someone is paying attention throughout.
A qualified sounding board, always reachable
Hasan is ACCA-qualified with hands-on experience across owner-managed businesses, trades, property, and e-commerce. Questions get answered the day you ask them — by phone, email, or WhatsApp. You do not need to book weeks ahead to get a useful answer on a time-sensitive decision.
Up and running in four straightforward steps
Most clients are set up and receiving their first management accounts within a few weeks of getting in touch. The handover is handled on our side.
Get in touch, no pressure
Call, email, or use the contact form — we reply the same day. The initial conversation is free and without obligation. You explain where the business is and what you need; we explain how the service works and whether it is a good fit.
We agree what good looks like
Once we understand your business, we agree on the scope — management accounts, forecasting, tax planning, or the full CFO engagement. Everything is fixed-fee and written down clearly before we start. No surprises on the invoice.
We handle the onboarding
Access to your accounting software, a review of the existing records, and a tidy-up if needed — all handled by us. If the books are in some state of disarray when we take over, that is not unusual. We work through it without drama.
Clear numbers, every month
From month one, you receive management accounts you can actually read, a cash flow position you can act on, and a qualified person to call when a decision needs thinking through. Which is, frankly, the way it should have been working all along.
“Hasan has been amazing and extremely helpful he has been very patient with me being new to running a business, he had given me some great advice and I will continue to use Edward Harris & Hasan”
Things people usually ask before getting started
What does a Fractional CFO actually do, and how is it different from my regular accountant?
A compliance accountant keeps your books correct and your filings submitted on time — which matters, but does not tell you much about how the business is performing or where it is heading. A Fractional CFO goes further: monthly management accounts, cash flow forecasting, tax planning throughout the year, and strategic input on decisions. You get the financial leadership that a growing business needs without committing to a full-time hire.
How much does the Fractional CFO service cost?
The service is priced on a fixed monthly fee, agreed upfront based on the size and complexity of your business and the scope of work. There are no hourly rates or unexpected bills for additional calls. Contact us and we will give you a clear figure during the initial conversation — no obligation to proceed.
My books are not in great shape. Can you still take over?
Yes, and it is not unusual. Most businesses that come to us for CFO support have books that need some attention before the management accounts will mean anything reliable. We carry out a review at the start, agree on what needs catching up, and handle it. The catch-up work may carry a one-off cost depending on how much is involved — we will tell you that upfront.
Is there a minimum contract term or notice period?
There is no long-term contract. If the service is not the right fit — for whatever reason — you give notice and we close things out cleanly. You keep all your records and software access. We would rather earn your business month to month than tie you in.
Which accounting software do you use, and do I need to change what I have?
We work with Xero, QuickBooks Online, and FreeAgent — whichever suits your business. If you are already on one of them, we work within it. If you are on something else or using spreadsheets, we will recommend a migration and handle the setup. Cloud-based software is included as part of the advisory engagement.
How far in advance will I know my tax bill?
With proper tax planning running throughout the year, the corporation tax position is reviewed each quarter rather than worked out at year-end. By the time the bill is calculated, it will not be news — you will have been setting aside the right amount for months. The goal is for no figure on the tax return to come as a surprise.
Stop running on gut feel. Get the numbers working for you.
A free initial conversation costs nothing and commits you to nothing. We will discuss your business, explain what the CFO service covers, and give you a fixed-fee quote — same day.