Personal Tax Planning — Oldham
Your personal tax bill, planned in advance.
Most people only think about their personal tax when the deadline is close — by which point the options are limited. Hasan Mahmood is a Chartered Certified Accountant (ACCA) based in Oldham who works with you throughout the year to reduce your liability before it is fixed. Fixed-fee support, same-day replies, and no jargon.
- Know your tax liability months before the January deadline
- Legitimate reliefs and allowances identified and applied correctly
- No surprise bills — your position is reviewed before it becomes a problem
- Plain-English explanations so you understand what you owe and why
Initial conversations are free and without pressure. You leave the call knowing what your options are, which is more than most people know going in.
Get a free quote
Fixed pricing. Same-day reply.
What our clients say
★★★★★
Switched Accountants, No Regrets
“He always responds to messages and calls so quickly, has a wealth of knowledge and experience and is absolutely trustworthy.”
★★★★★
Complex Concepts Made Easy to Understand
“Hasan is always prompt in responding to my inquiries and made complex financial concepts easy to understand.”
★★★★★
Patient With First-Time Business Owners
“Hasan has been amazing and extremely helpful he has been very patient with me being new to running a business.”
★★★★★
Swift and Hassle Free From Day One
“Hasan took over and sorted out my accounts with a swift and hassle free service.”
Sound familiar?
Not sure what your tax bill will be this year?
Personal tax catches a lot of people out — not because the rules are impossible to follow, but because nobody looked at the numbers until it was too late to do anything about them. By the time January arrives, the liability is fixed and the only question is how to pay it. There is usually more that could have been done earlier.
- ✕ Tax bill arrives and there is no budget set aside to pay it
- ✕ Allowances and reliefs go unclaimed because nobody flagged them
- ✕ No clarity on your position until the Self Assessment deadline is close
What planned looks like
Personal tax planning means reviewing your position during the year, not just at the end of it. That gives you time to act — and means the January deadline is an admin task, not a financial shock.
- ✓ Tax liability known early, with time to set funds aside without panic
- ✓ Reliefs, allowances, and planning opportunities identified and used correctly
- ✓ Your position reviewed year-round, not just when the deadline is close
- ✓ Fixed monthly fee — no surprise invoices on top of a surprise tax bill
What clients say about tax clarity
Owner-managers and individuals across Oldham and Greater Manchester who wanted to understand their tax position — not just file it.
They provided exceptional service, demonstrating a deep understanding of accounting principles and tax regulations. Hasan is always prompt in responding to my inquiries and made complex financial concepts easy to understand. Their attention to detail and commitment to accuracy gave me great confidence in my financial decisions.
Hasan at Edward Harris has been superb for us. He has organised our books, compiled documentation for HMRC and been proactive with advice. Best accountant I have used.
Personal tax planning, start to finish
From reviewing your income and allowances to filing your Self Assessment, the work is done properly and on time — with a clear explanation at every stage.
Year-Round Tax Position Review
Your income, allowances, and potential liabilities are reviewed during the year — not just at year-end. That means issues are caught early and there is still time to act on them. You go into January knowing what to expect.
Proactive, not reactiveAllowances and Reliefs Identified
Personal allowances, pension contributions, capital losses, marriage allowance, and property expenses — these are checked against your specific position every year. Unclaimed reliefs are identified and applied correctly. Nothing left on the table by default.
Legitimate tax reductionSelf Assessment Filed Accurately
Your Self Assessment return is prepared and submitted with accuracy checks throughout. Deadlines are tracked — you will not face a late-filing penalty for a missed date. Once filed, you receive a plain-English summary of what was submitted and what you owe.
On time, every timeConsistently rated 5.0 across every review
Sole traders, limited company directors, landlords, and first-time business owners — the reviews say the same things about responsiveness, clarity, and proactive advice.
Switched Accountants and Never Looked Back
“I cannot rate this company highly enough. I started off with an incredible expensive company who I could never reach or get good advice from – then THANKFULLY found Hasan who has been our accountant ever since.”
Patient, Knowledgeable, and Easy to Deal With
“Hasan has been amazing and extremely helpful he has been very patient with me being new to running a business, he had given me some great advice and I will continue to use Edward Harris & Hasan”
WhatsApp Queries and Knowledgeable Support
“We have been working with Hasan for almost a year. He’s been very helpful providing us with knowledge as new business owners. It’s great we can WhatsApp for general queries, making communication more efficient.”
What makes this different from filing a return
Most accountants file your Self Assessment when you send them the numbers. Personal tax planning means reviewing those numbers before they are fixed — and that distinction matters.
Reviewed During the Year
Your tax position is looked at throughout the year, not assembled in a rush in January. That means there is still time to make pension contributions, offset allowable expenses, or restructure income before the tax year closes. By the time the filing deadline arrives, the numbers have already been reviewed and the liability is known.
Plain English Throughout
Tax advice is only useful if you understand it. Every conversation is in plain English — no unexplained jargon, no assumption that you already know what a personal allowance taper is. You leave each review knowing your position, not just trusting that someone else does.
Questions Answered the Same Day
When a tax question comes up — a property sale, a dividend decision, an HMRC letter — you get a response the day you ask. That is not a promise dressed up as a marketing line; it is the consistent thing clients mention in every review. Fast answers mean you can act while the options are still open.
Up and running in four simple steps
From first conversation to ongoing support, the process is straightforward. Most clients are fully onboarded within a week of their first call.
Get in touch
Call 0161 706 1523, email info@edwardharris.co.uk, or use the contact form. We reply the same day. Initial conversations are free and without pressure — you do not need to have your paperwork ready.
Free initial conversation
Hasan will discuss your current tax position, what you have filed before, and what you are trying to achieve. You leave the call with a clear picture of what is involved and what it will cost — no obligation to proceed.
We review your position
Once onboarded, your income sources, allowances, and current-year position are reviewed. Any gaps, unclaimed reliefs, or planning opportunities are identified and discussed with you in plain English before any action is taken.
Your tax handled, year-round
From that point on, your personal tax is monitored and managed throughout the year. January deadlines become routine rather than stressful. Your liability is visible well in advance, your return is filed accurately, and there is an accountant available when questions come up.
“Excellent service! Hasan took over and sorted out my accounts with a swift and hassle free service. I would highly recommend for your accounting needs.”
Things people usually ask first
Do you handle personal tax for people with multiple income sources — employment, dividends, rental income, and self-employment all at once?
Yes. Most personal tax returns we deal with involve more than one income type. Employment income, dividends from a limited company, rental income from property, and self-employment profit each carry different rules around allowances and reporting. Having all of it reviewed together — rather than in isolation — is where the planning value tends to sit.
What does personal tax planning cost, and what is included?
Pricing is fixed and agreed in advance — there is no hourly rate and no invoice you were not expecting. The fee covers a review of your tax position during the year, identification of applicable allowances and reliefs, preparation and filing of your Self Assessment return, and ongoing availability for tax questions throughout the year. An exact quote is provided after the initial free conversation, based on the complexity of your position.
My previous accountant left my returns in a mess — can you still help?
This is a fairly common starting point. If returns have been filed incorrectly or there are years outstanding, those are dealt with before moving forward. HMRC corrections and voluntary disclosures are handled where needed. There may be a one-off catch-up fee depending on how much historical work is involved, and that is discussed honestly before any work begins.
Is there a long-term contract I have to sign?
No. There is no lock-in. If the arrangement is not working after a few months, you leave with clean, filed records and nothing outstanding. Most clients stay because the service is worth continuing, not because they are contractually obliged to.
Can you advise on tax planning before I sell an asset or make a significant financial decision?
Yes — and timing these conversations matters. Capital gains tax treatment, pension contribution timing, and dividend decisions all interact with your personal tax position. The earlier a question is raised, the more options are available. Questions raised after a transaction has completed often have a shorter list of answers.
How far in advance will I know what my tax bill is going to be?
With proactive year-round support, your estimated liability is visible well before the January payment deadline — typically by the autumn following the tax year end. That gives you time to budget for the payment, make any final pension contributions, or adjust your position where that is still possible. You will not be reading the number for the first time in December.
Stop guessing what you owe. Know it in advance.
A free initial conversation with Hasan to review your personal tax position — no pressure, no obligation, and a clear picture of what is involved before you decide anything.