Business Planning Oldham
A business plan that guides real decisions.
Most owner-managed businesses in Oldham have a rough idea of where they want to go — but no structured plan to get there. Targets drift, cash flow surprises arrive, and tax bills land without warning. Fixed monthly fees, ACCA-qualified advice, and same-day replies to your questions.
- Financial targets set and tracked against actual performance
- Cash flow planned so surprises arrive less often
- Tax liabilities visible months before they become due
- A plan you can actually explain to a lender or investor
Initial conversations are free and without pressure. If it is not the right fit, you leave the call with a clearer picture of your numbers regardless.
Get a free quote
Fixed pricing. Same-day reply.
What our clients say
★★★★★
Always Responds, Highly Trustworthy
“He always responds to messages and calls so quickly, has a wealth of knowledge and experience and is absolutely trustworthy.”
★★★★★
Patient With New Business Owners
“Hasan has been amazing and extremely helpful he has been very patient with me being new to running a business, he had given me some great advice.”
★★★★★
Proactive Advice, Not Just Compliance
“Hasan at Edward Harris has been superb for us. He has organised our books, compiled documentation for HMRC and been proactive with advice.”
★★★★★
Complex Concepts Made Easy to Understand
“Hasan is always prompt in responding to my inquiries and made complex financial concepts easy to understand.”
Sound familiar?
Running on instinct instead of a plan?
Many Oldham business owners make decisions based on gut feel because the numbers are never quite clear enough to act on. Revenue looks fine until a tax bill or slow month reveals the gap. Without a structured plan, it is difficult to set meaningful targets, manage cash flow proactively, or make the case to a lender when you need one.
- No clear financial targets — so progress is hard to measure
- Cash flow surprises arriving because nothing was forecast in advance
- Tax bills landing without warning because profit was never tracked forward
What a working plan looks like
A useful business plan is not a document produced once and filed away. It is a set of numbers that reflects how your business actually works — updated regularly and understood by the person running it.
- Clear financial targets you can track against each month
- A twelve-month cash flow forecast updated as the business moves
- Tax liabilities projected so the bill is never a surprise
- Fixed monthly fee — no hourly rates, no unexpected invoices
What business owners in Oldham say
Owner-managed businesses across Greater Manchester use Edward Harris for planning, compliance, and year-round advisory support. Here is what two of them found.
I had the pleasure of working with Hasan for our business’s financial needs, and I couldn’t be more satisfied. They provided exceptional service, demonstrating a deep understanding of accounting principles and tax regulations. Hasan is always prompt in responding to my inquiries and made complex financial concepts easy to understand. Their attention to detail and commitment to accuracy gave me great confidence in my financial decisions. I highly recommend them for anyone looking for a reliable and knowledgeable accountant
We have been working with Hasan for almost a year. He’s been very helpful providing us with knowledge as new business owners. It’s great we can WhatsApp for general queries, making communication more efficient.
Business planning support that covers the essentials
From initial forecasts through to year-round monitoring, the work is structured around decisions you actually need to make — not a generic template.
Financial Forecasts and Projections
A twelve-month financial forecast gives you a working view of revenue, costs, and cash position. It is built around your specific business, not a spreadsheet template. Updated periodically so it reflects what is actually happening rather than what was hoped for at the start of the year.
Included as standardBudgeting and Target Setting
Budgets only work when they are grounded in realistic numbers. Monthly or quarterly targets are set against your actual cost base and revenue pattern — giving you something to measure against rather than guess at. Variances are reviewed so adjustments happen early, not after the damage is done.
Ongoing advisoryTax Visibility and Forward Planning
Corporation tax and self-assessment liabilities are calculated forward as part of the planning process, not as an afterthought. You will know what is owed and when — well before HMRC sends a reminder. Where there are legal opportunities to reduce the bill, those are identified and explained in plain English.
Year-round supportClients across Greater Manchester, consistent results
Edward Harris works with sole traders, limited companies, and growing SMEs across Oldham and Greater Manchester. The common thread is straightforward: less to worry about.
Switched Accountants, Found One She Could Reach
“I started off with an incredible expensive company who I could never reach or get good advice from – then THANKFULLY found Hasan who has been our accountant ever since.”
Accounts Sorted Swiftly and Without Hassle
“Excellent service! Hasan took over and sorted out my accounts with a swift and hassle free service. I would highly recommend for your accounting needs.”
Books Organised, HMRC Documentation Handled Proactively
“Hasan at Edward Harris has been superb for us. He has organised our books, compiled documentation for HMRC and been proactive with advice. Best accountant I have used.”
What makes the difference in practice
There are plenty of accountants who will file what needs filing. Fewer who will tell you what the numbers actually mean before the deadline lands.
Plans Built Around Your Business
Generic templates produce generic plans. The figures in your forecast reflect your actual cost structure, your revenue pattern, and your tax position — not a notional small business average. That is what makes the numbers usable rather than decorative.
Proactive Support Throughout the Year
Business planning is not a once-a-year exercise. Targets are reviewed against actuals, cash flow is updated as circumstances change, and tax liabilities are flagged well in advance. The intention is that nothing arrives as a surprise at year-end.
Plain English, No Jargon
Every number in your plan is explained so you can act on it. If a forecast shows a cash shortfall in month eight, you will understand why and what the options are — not receive a spreadsheet with no commentary. Questions get answered the day you ask them.
Up and running in four steps
The process is straightforward and the first conversation costs nothing. Most clients are fully onboarded within a week of their initial call.
Get in touch
Call 0161 706 1523, email info@edwardharris.co.uk, or use the contact form. We reply the same day. The first conversation is free and without any obligation to proceed.
Free initial conversation
We discuss where your business is now, what you are trying to plan for, and what financial information currently exists. No preparation required on your part — you do not need tidy books to have a useful first conversation.
We build the plan
Based on your numbers, your targets, and your tax position, a working financial plan is put together. You review it, ask questions, and we adjust until the figures make sense to you — not just to us.
Clarity, every month forward
With a plan in place and year-round support behind it, you know where the business is heading financially at any given point. Tax bills are anticipated, cash is managed, and decisions are made with numbers to back them up rather than instinct alone.
“Hasan has been amazing and extremely helpful he has been very patient with me being new to running a business, he had given me some great advice and I will continue to use Edward Harris & Hasan”
A few things people usually ask
Do you produce business plans for loan applications and funding requests?
Yes. If you need a plan to present to a bank, investor, or funding body, the financial sections — revenue forecasts, cash flow projections, and profit and loss — are structured to meet the expectations of those reviewers. The underlying numbers come from your actual business, so they hold up to scrutiny. We will not produce a plan that flatters the figures at the expense of credibility.
What does business planning support cost, and what is included?
Pricing is fixed and discussed clearly at the outset — no hourly rates and no charges for asking questions mid-month. What is included depends on the scope: a standalone forecast or a full ongoing advisory arrangement covering monthly reviews, cash flow updates, and tax planning. The initial conversation is free and will give you a clear picture of what the fee would be before you commit to anything.
My books are behind and I have no financial records to work from — can you still help?
This is not unusual. Many clients arrive with records in some state of disarray, and getting the bookkeeping up to date is typically the first task. Once the historical numbers are clean, a forward-looking plan can be built on solid ground. There may be a catch-up fee depending on how far behind things are, which is quoted transparently before any work begins.
Is there a long-term contract or minimum commitment?
No long-term contract. If the arrangement is not working after a reasonable period, you are free to leave. Your records remain yours, and the handover to a new accountant will be handled properly. The intention is that the service is worth continuing — not that you are obligated to.
How often will my business plan be reviewed and updated?
That depends on what you have agreed. For clients on ongoing advisory support, forecasts and cash flow plans are reviewed monthly or quarterly against actual performance. For one-off planning work, a review schedule is agreed at the start. The goal is that the plan stays useful rather than becoming a document that was accurate on the day it was written and nothing since.
Can business planning help me reduce my tax bill legally?
A well-structured business plan includes forward projections of your tax liability, which creates opportunities to plan around them. Timing of expenditure, dividend policy, pension contributions, and structure decisions all affect the tax outcome. These are identified and explained as part of the planning process — not flagged retrospectively after the year has closed.
Less guesswork, more financial clarity.
A free initial conversation to discuss your business, your numbers, and what a working plan would look like. No pressure, no obligation — just a clearer picture of where things stand.