Financial Projections — Oldham
Know where your business is heading, before you get there.
Most business owners make decisions based on how last month went. Financial projections give you a clearer picture of where things are actually heading — revenue, costs, cash, tax. Edward Harris builds projections that are grounded in your actual numbers. Fixed monthly fee, ACCA-qualified, same-day replies.
- See your likely tax liability months before it lands
- Spot cash shortfalls before they become a problem
- Make investment decisions backed by modelled numbers
- Understand which parts of your business drive the most profit
The initial conversation is free and without pressure. You will leave it knowing what a projection would involve and what it would cost — which is more than most people know going in.
Get a free quote
Fixed pricing. Same-day reply.
What our clients say
★★★★★
Proactive advice, books in order
“Hasan at Edward Harris has been superb for us. He has organised our books, compiled documentation for HMRC and been proactive with advice.”
★★★★★
WhatsApp access for quick answers
“It’s great we can WhatsApp for general queries, making communication more efficient.”
★★★★★
Confidence in every financial decision
“Their attention to detail and commitment to accuracy gave me great confidence in my financial decisions.”
★★★★★
Patient with first-time business owners
“Hasan has been amazing and extremely helpful he has been very patient with me being new to running a business.”
Sound familiar?
Running your business on last month’s numbers.
Financial projections often feel like something larger companies worry about. But without a forward view of revenue, costs, and cash, most business decisions are made on instinct rather than evidence. The tax bill arrives and it is larger than expected. A quiet month creates a cash problem no one saw coming. Growth plans stall because there is nothing concrete to show a lender or a partner.
- ✕ No forward view of cash — shortfalls arrive without warning
- ✕ Tax bills landing as surprises rather than planned liabilities
- ✕ Business decisions made on gut feeling rather than modelled numbers
What a clear forward view looks like
Financial projections translate your current trading into a credible picture of what is coming. Done properly, they give you something to act on — not just a document to file. Here is what that means in practice.
- ✓ Rolling cash forecast so you see shortfalls weeks before they arrive
- ✓ Tax liability estimated well in advance — no year-end surprises
- ✓ Scenario modelling so decisions are backed by numbers, not instinct
- ✓ Fixed monthly fee — no hourly clock running while you ask questions
What Oldham business owners say
These are the kinds of results owner-managed businesses get when their numbers are finally working for them, not against them.
I had the pleasure of working with Hasan for our business’s financial needs, and I couldn’t be more satisfied. They provided exceptional service, demonstrating a deep understanding of accounting principles and tax regulations. Hasan is always prompt in responding to my inquiries and made complex financial concepts easy to understand. Their attention to detail and commitment to accuracy gave me great confidence in my financial decisions. I highly recommend them for anyone looking for a reliable and knowledgeable accountant
Hasan has been amazing and extremely helpful he has been very patient with me being new to running a business, he had given me some great advice and I will continue to use Edward Harris & Hasan
Three things your projections cover
Financial projections from Edward Harris cover your cash, your tax exposure, and your trading performance — built from your actual numbers, not industry templates.
Cash Flow Forecasting
Your forecast is built from your real income patterns, known outgoings, and expected costs — not a generic template. You see, month by month, where cash is likely to be tight and where it is comfortable. That means you can act before a problem materialises rather than after.
Included as standardTax Liability Modelling
Corporation tax, self assessment, or VAT obligations — your projected liability is calculated as part of the forecast so there are no year-end surprises. You know roughly what is owed and when well before the deadline. Setting money aside becomes a decision, not a scramble.
Proactive, year-roundScenario and Growth Planning
Thinking about hiring, a new service line, or a larger premises? Scenarios can be modelled against your current numbers before you commit. You see the likely impact on cash, profit, and tax — which is considerably more useful than guessing.
Advisory serviceConsistent feedback across different businesses
Clients range from new sole traders to growing limited companies across Greater Manchester — the common thread is finally understanding what their numbers mean.
Proactive Advice, Not Just Compliance
“Hasan at Edward Harris has been superb for us. He has organised our books, compiled documentation for HMRC and been proactive with advice. Best accountant I have used.”
Knowledge That Works For New Owners
“We have been working with Hasan for almost a year. He’s been very helpful providing us with knowledge as new business owners. It’s great we can WhatsApp for general queries, making communication more efficient.”
Swift, Hassle-Free Accounts Sorted
“Excellent service! Hasan took over and sorted out my accounts with a swift and hassle free service. I would highly recommend for your accounting needs.”
What makes the difference
Most accountants file what happened last year. Projections work in the opposite direction — and that requires a different kind of engagement.
Built from your actual numbers
Projections built on generic assumptions are close to useless. Every forecast starts with your real trading data — actual revenues, known costs, and your specific tax position. The result is a forward view you can act on, not a spreadsheet that looks plausible but bears no relation to your business.
Updated throughout the year
A projection prepared once and filed away becomes stale within weeks. Edward Harris provides proactive support year-round, which means your forecast is revisited when circumstances change — a new contract, a cost increase, a hiring decision. You are always working from a current picture, not last quarter’s assumptions.
Plain English, no spreadsheet anxiety
Financial projections do not need to feel like a finance exam. Hasan explains what the numbers mean in plain terms so you can use them to make decisions — not just hand them to a bank. If you have questions, they get answered the same day. There is no such thing as a question too basic to ask.
Up and running in four straightforward steps
Most clients are surprised by how little effort the setup requires on their part. The heavy lifting sits with us.
Get in touch
Call, email, or use the contact form. Replies go out the same day. The initial conversation is free and there is no obligation to proceed — it is simply a chance to talk through what you need.
We discuss your numbers
Hasan will ask about your current trading, how your books are kept, and what decisions you are trying to make. This is a practical conversation, not an audit. You do not need to have everything in order before calling.
We build your projection
Once we have access to your figures, the projection is built using your actual data. You receive a clear, readable forward view of cash, tax, and trading — with notes in plain English explaining what to watch for.
You make better decisions
With a live forecast in place, the guesswork largely disappears. You know your likely tax bill in advance. You can see a cash squeeze coming and plan around it. Growth decisions get made on numbers rather than optimism — which is, frankly, the way it should be.
“I cannot rate this company highly enough. I started off with an incredible expensive company who I could never reach or get good advice from – then THANKFULLY found Hasan who has been our accountant ever since. He always responds to messages and calls so quickly, has a wealth of knowledge and experience and is absolutely trustworthy. He’s kind, response, easy to deal with, and really a great member to make up your team. 10/10 recommend.”
Things people usually ask us
What does a financial projection actually include?
A projection typically covers a forward view of revenue, costs, gross and net profit, cash flow, and your likely tax liability — usually over a 12-month period. For businesses considering growth, it can also include scenario modelling: what happens to your cash position if you hire someone, or if a key contract ends. The output is a readable document with plain-English commentary, not just a spreadsheet.
What does this cost and what is included in the fee?
Pricing depends on the complexity of your trading and how current your existing records are. We provide a fixed quote before any work begins so you know the cost upfront. For ongoing advisory clients, projections and cash flow forecasting are typically included within the monthly engagement — no separate invoice each time you ask for an update.
My books are a bit behind — can you still put a projection together?
Yes. The first step is usually to get your records to a point where a projection can be built reliably. We handle that catch-up work and quote for it separately, so you know exactly what it will cost before we start. It is a common starting point and not something that delays getting a usable forecast for long.
Is there a long-term contract?
No. There is no lock-in. Clients stay because the service is useful, not because of a contract clause. If the arrangement is not working after a few months, you leave with clean, up-to-date records and nothing further owed. We would rather earn your continued business than hold you to a term.
Can projections be used for a bank loan or investor pitch?
Yes — and this is one of the more common reasons clients come to us for projections. A bank or investor will expect to see assumptions clearly documented alongside the numbers. We structure projections in a format that supports funding applications and can provide supporting commentary if required. It is considerably easier to have this prepared in advance than to rush it together when a lender asks.
How far ahead can a projection realistically look?
For most owner-managed businesses, a 12-month rolling projection strikes the right balance between usefulness and credibility — figures become less reliable the further out you go. For specific purposes such as a three-year business plan, longer projections can be built with clearly stated assumptions. The key is being honest about where the numbers are firm and where they are estimates.
Stop making decisions without the numbers. That changes today.
Edward Harris builds financial projections for owner-managed businesses across Oldham and Greater Manchester. Fixed fee, ACCA-qualified, plain-English advice, same-day replies.