Dividend Planning Manchester
Your salary and dividend split, done properly.
Most limited company directors in Manchester draw a salary and dividends without ever checking whether the split is optimal. A straightforward review usually finds something worth adjusting. Fixed monthly fee, ACCA qualified, same-day replies.
- Know your most tax-efficient salary and dividend split each year
- Use your dividend allowance before the tax year closes, not after
- Understand your Self Assessment liability months before it falls due
- Less Income Tax kept where the current rules allow it
No long-term contract. If it is not working after three months, you leave with clean records and nothing owed.
Get a free quote
Fixed pricing. Same-day reply.
What our clients say
★★★★★
Responded Faster Than Any Previous Accountant
“He always responds to messages and calls so quickly, has a wealth of knowledge and experience and is absolutely trustworthy.”
★★★★★
WhatsApp Access for Day-to-Day Queries
“It’s great we can WhatsApp for general queries, making communication more efficient.”
★★★★★
Patient With First-Time Business Owners
“Hasan has been amazing and extremely helpful he has been very patient with me being new to running a business, he had given me some great advice.”
★★★★★
Swift, Hassle-Free Handover
“Hasan took over and sorted out my accounts with a swift and hassle free service. I would highly recommend for your accounting needs.”
Sound familiar?
Still guessing your dividend split at year end?
Most Manchester directors set a salary and dividend figure early in the year and leave it there. Then Self Assessment arrives and the tax bill is either higher than expected or the allowances have been only partially used. Neither outcome is ideal, and both are largely avoidable with a plan in place before the numbers are locked in.
- Drawing dividends without knowing whether the split is tax-efficient this year
- Higher rate tax on dividends taken without accounting for the reduced allowance
- No clear view of your Self Assessment bill until it is already due
What a planned approach looks like
With the right structure in place, your salary and dividend split is reviewed each tax year against your personal allowance, dividend allowance, and Corporation Tax position. You know what you can draw, and what it will cost, before you draw it.
- Your salary and dividend split reviewed and set at the start of each tax year
- Dividend allowance tracked so you use it without tipping into higher rate unnecessarily
- Your estimated Self Assessment liability visible well before the January deadline
- Fixed monthly fee — no surprise invoices when dividend questions come up mid-year
What Manchester directors say about working with us
Directors who came to us unsure about their tax position now understand their numbers and make dividend decisions with confidence.
I had the pleasure of working with Hasan for our business’s financial needs, and I couldn’t be more satisfied. They provided exceptional service, demonstrating a deep understanding of accounting principles and tax regulations. Hasan is always prompt in responding to my inquiries and made complex financial concepts easy to understand. Their attention to detail and commitment to accuracy gave me great confidence in my financial decisions. I highly recommend them for anyone looking for a reliable and knowledgeable accountant
Hasan at Edward Harris has been superb for us. He has organised our books, compiled documentation for HMRC and been proactive with advice. Best accountant I have used.
Dividend planning that covers the full picture
From setting the right split to knowing your tax bill in advance, dividend planning with Edward Harris is a year-round conversation, not a one-off calculation.
Salary and Dividend Optimisation
Your salary and dividend combination is reviewed against your personal allowance, basic rate band, and the current dividend allowance each tax year. The result is a clear recommended split with the reasoning behind it in plain English. You draw with confidence rather than guesswork.
Reviewed annuallySelf Assessment and Tax Liability Forecasting
Your Self Assessment liability is calculated well ahead of the 31 January deadline, so you can set funds aside rather than scramble. Dividend income, any other income sources, and your National Insurance position are all factored in. No surprises when the bill arrives.
Year-round visibilityOngoing Dividend Advice Through the Year
Circumstances change — a profitable quarter, a change in shareholding, or a shift in your personal tax position can all affect what you should draw and when. Questions get answered the day you ask them, by phone, email, or WhatsApp. Dividend decisions do not wait for a scheduled review.
Included as standardConsistently rated five stars across Greater Manchester
Clients range from new limited company directors to established owner-managed businesses — all with different questions and all getting the same prompt, plain-English answers.
Switched Accountants, Found One Worth Keeping
“I cannot rate this company highly enough. I started off with an incredible expensive company who I could never reach or get good advice from – then THANKFULLY found Hasan who has been our accountant ever since.”
WhatsApp Access Makes Queries Far Simpler
“We have been working with Hasan for almost a year. He’s been very helpful providing us with knowledge as new business owners. It’s great we can WhatsApp for general queries, making communication more efficient.”
Patient, Practical Help for New Directors
“Hasan has been amazing and extremely helpful he has been very patient with me being new to running a business, he had given me some great advice and I will continue to use Edward Harris & Hasan”
Why Manchester directors choose us for dividend advice
Dividend planning sits at the intersection of Corporation Tax, Income Tax, and personal allowances. The difference between a firm that files and one that plans is a year-round conversation that most accountants do not have.
A plan, not a retrospective calculation
Most directors only find out whether their dividend split was optimal when Self Assessment is prepared — by which point the tax year is closed. We set the split at the start of the year and revisit it as your circumstances change. The tax position is visible before the decisions are made, not after.
Plain-English answers when you need them
Dividend allowances, the interaction with your personal allowance, higher rate thresholds — these are not complicated once explained clearly. Questions get answered the day they are asked, without scheduling a formal meeting first. No jargon, no delay.
Year-round support, not annual compliance
Your dividend position changes when profit changes, when a co-director joins, or when your personal tax situation shifts. We are available throughout the year to update your plan accordingly. That is proactive support in the actual sense — not a letter in April telling you what happened in April last year.
Up and running in four straightforward steps
Most new clients are set up and have a clear dividend plan within two weeks of their first conversation. The process requires very little from you.
Get in touch
Call 0161 706 1523, email info@edwardharris.co.uk, or use the contact form. We reply the same day. Initial conversations are free and without pressure — no obligation to proceed.
Free initial conversation
We will ask about your current salary and dividend setup, your Corporation Tax position, and what you are looking to get clearer on. By the end of the call you will know whether there is something worth adjusting and what that would involve.
We set up and review your position
We take on your accounts, review the current year’s position, and put a recommended salary and dividend split in writing. If there is a catch-up needed on records, we handle it. You do not need to prepare anything elaborate before we start.
Clarity on what you can draw
You know your optimal split, your estimated Self Assessment liability, and what funds to set aside. Dividend decisions are made with current information rather than assumptions. Which is, frankly, how it should have been working all along.
“Excellent service! Hasan took over and sorted out my accounts with a swift and hassle free service. I would highly recommend for your accounting needs.”
Things directors usually ask us first
How do you work out the right salary and dividend split for my company?
The calculation takes into account your personal allowance, the current dividend allowance, the basic and higher rate thresholds, your National Insurance position, and your company’s Corporation Tax liability. There is no single correct answer — it depends on your personal circumstances and how profitable the company is in that tax year. We go through it with you and put the recommended figures in writing before you draw anything.
What does dividend planning support cost and what is included?
We work on a fixed monthly fee so there are no surprise invoices when you have a dividend question mid-year. The fee covers your year-end accounts, Corporation Tax return, Self Assessment, and ongoing dividend and tax planning advice throughout the year. We will confirm the exact figure after a free initial conversation once we understand your company’s setup.
My records are not in great shape — can you still help?
Yes. Most clients who come to us have books in some state of disarray, and a number have not had a proper dividend plan in place at all. We carry out a catch-up on the records first, establish where things stand, and then move forward with a clear plan. The catch-up is scoped and priced transparently before any work begins.
Is there a long-term contract or minimum commitment?
No long-term contract. We work on a rolling monthly arrangement and you can leave with reasonable notice. If it is not the right fit after a few months, you leave with your records in good order and nothing outstanding. We prefer clients who stay because the service is working, not because a contract makes leaving inconvenient.
The dividend allowance has changed in recent years — are you up to date on the current rules?
Yes. The dividend allowance has reduced significantly over the past few years and the interaction with the personal allowance and higher rate threshold has become more important to manage carefully. We review the current rules each tax year and update recommendations accordingly. You will not be working from last year’s figures when this year’s allowances have shifted.
Can dividend planning help if I have more than one director or shareholder?
It can, though it requires more care. Where there are multiple shareholders with different personal tax positions, dividend planning needs to account for each person’s circumstances rather than applying a single formula. We work through the position for each director and produce recommendations that make sense for the company structure as a whole.
Related tax and advisory services in Manchester
Stop guessing what you can draw. Get a clear plan.
A free initial conversation costs nothing and takes under thirty minutes. You will leave it knowing your current dividend position and what, if anything, is worth changing.